PRIME STATEMortgage & Home Buying Insights
Expert advice from the Prime State Lending team
Loan Types
Where an ARM (Adjustable-Rate Mortgage) May Be a Smarter Move
Adjustable-rate mortgages aren't for everyone, but in the right circumstances they can save you thousands. Here's when an ARM might be the better choice.
March 5, 20264 min read
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Refinancing
Is Refinancing Your Mortgage the Right Move?
Refinancing can lower your payment, shorten your term, or tap into equity — but it's not always the right call. Here's how to decide if now is the time.
February 27, 20264 min read
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Market Insights
Housing Affordability in 2026: Why Rates Are Not the Only Factor
Mortgage rates get all the headlines, but true housing affordability depends on a much bigger picture. Here's what buyers need to account for beyond the rate.
February 20, 20265 min read
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Home Buying
Loyalty to Your Bank? Even With Your Home Loan?
Your bank knows your checking account — but that doesn't mean they'll give you the best mortgage. Here's why shopping around is one of the smartest moves a borrower can make.
February 6, 20264 min read
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